OTHER FILES

Set up a separate file for each savings account, mutual fund, and other investments. Review their performance form time to time--at least every 3 to 6 months.

Keep canceled checks (if your bank still returns them) in case you have a dispute about whether or not a bill has been paid.

Store bills of sale, warranties,and guarantees in a separate file so that you can quickly locate exactly what you need when equipment requires repairs or replacement.

Save all reciepts and sales slips to so that your able to check the accuracy of your monthly bills and in case you need to return an item or get it repaired sometime during a warranty period.

Store all your owner's manuals in a file folder or puch holed in thema nd put them in a ring binder.

If you have accumulated a lot of owner's manuals, installation diagrams, and the like, store them in a box or in a special drawer, perhaps in the kitchen,( and I don't mean the junk draw lol).

You can dispose of your personal tax records after 6 years. tax returns are only subject to audit for up to 3 years after filing under normal circumstances, for up to 6 years if income has been understated by more than 25 percent.